Attention homeowners in Grand Junction and Mesa County: Need an appraisal?

Here are the top 7 reasons why CO homeowners hire Larson & Associates, LLC:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to lower a mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a CO divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate in Mesa county or CO

Own a house in or near Grand Junction, CO and need help deciding the value of it?
Contact Larson & Associates, LLC.

At Larson & Associates, LLC, we understand the special needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Larson & Associates, LLC is experts in helping homeowners just like you abolish undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that is going down or not appreciating as much as other properties close to yours. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Larson & Associates, LLC is your strongest weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inopportune from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Larson & Associates, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd prefer to have a professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.